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You got pre-approved. You started scrolling through listings. You pictured yourself getting the keys. And now?

How much house can I comfortably afford? Those two numbers aren't always the same. Being approved for a certain loan amount doesn't mean you have to spend that much.

Worried interest rates might drop after you buy a home? You're not alone. Learn why waiting for the "perfect" rate isn't always the best strategy and how refinancing could give…

One of the biggest misconceptions about homeownership is that you need a 20% down payment. While putting 20% down is certainly an option, it's far from the only path to…

Is now a good time to buy a house? It's one of the most common questions homebuyers ask. The answer may have less to do with the market and more…

The busy summer housing market in West Michigan is right around the corner. From getting pre-approved to organizing your finances, here are a few smart ways to prepare now so…

Understanding what’s on your mortgage statement is the key to getting a clear snapshot of your loan: what you owe, how your payment is used each month, spotting any mistakes,…

At Mortgage 1, we work closely with buyers to help them understand whether MSHDA programs may be a good fit for their financial situation and long term goals.

When you’re buying a home, choosing the right professionals can make or break your experience.

The 2026 Homebuyer Playbook: What Michigan Buyers Need to Know Mortgage 1 Buying a home in 2026 can feel complicated — rising costs, shifting interest rates, and a lot of…

Your Mortgage Team Matters: Why Having the Right Lender Changes Everything Buying a home is one of life’s biggest milestones — and the experience you have depends heavily on the…

Buying a home is one of life’s most exciting milestones—but it can also be one of the most stressful. Between finding the right property, securing financing, and managing endless paperwork,…