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One of the biggest misconceptions about homeownership is that you need a 20% down payment. While putting 20% down is certainly an option, it’s far from the only path to buying a home.

Is now a good time to buy a house? It’s one of the most common questions homebuyers ask. The answer may have less to do with the market and more to do with your personal goals, finances, and readiness to become a homeowner. Learn what really matters when deciding whether to buy now or wait.

The busy summer housing market in West Michigan is right around the corner. From getting pre-approved to organizing your finances, here are a few smart ways to prepare now so you can move quickly and confidently when the right home hits the market.

Understanding what’s on your mortgage statement is the key to getting a clear snapshot of your loan: what you owe, how your payment is used each month, spotting any mistakes, and budget planning accordingly each month.

At Mortgage 1, we work closely with buyers to help them understand whether MSHDA programs may be a good fit for their financial situation and long term goals.

When you’re buying a home, choosing the right professionals can make or break your experience.

The 2026 Homebuyer Playbook: What Michigan Buyers Need to Know Mortgage 1 Buying a home in 2026 can feel complicated — rising costs, shifting interest rates, and a lot of mixed advice online can leave buyers unsure of where to start. At Mortgage 1, our goal is simple: make the mortgage process clear, honest, and […]

Your Mortgage Team Matters: Why Having the Right Lender Changes Everything Buying a home is one of life’s biggest milestones — and the experience you have depends heavily on the people guiding you. At Mortgage 1, we believe the right mortgage team doesn’t just process loans. We educate, support, advocate, and walk beside you through […]

Buying a home is one of life’s most exciting milestones—but it can also be one of the most stressful. Between finding the right property, securing financing, and managing endless paperwork, it’s easy to feel overwhelmed. The good news? That stress doesn’t have to define your homebuying journey. With the right knowledge, preparation, and a supportive […]

When you’re buying a home, few things are more exciting than getting close to the finish line—closing day! But sometimes, unexpected bumps in the road can cause delays. Understanding what causes these hiccups (and how to avoid them) can help keep your closing on track and stress levels low. Common Causes of Closing Delays Missing […]